Seaside Financial Quick Form

IMPORTANT: Read before filling out SHORT FORM PRE-APPROVAL (PRE-QUALIFICATION) APPLICATION Online Short Form Pre-Approval & Credit Authorization (for California Residents Only). Seaside Financial has developed this form to help speed the pre-qualification process up. By filling out and sending the information requested below, you will be under NO obligation and will cost you, NOTHING. In return, you will be sent an e-mail Credit Authorization Form to sign, date and return via fax or regular mail for the purpose reviewing your credit. NOTE: By signing and returning the e-mail form via fax or regular mail, you will authorize Seaside Financial and Quality Credit to review your TRW/TransUnion credit history, at NO cost or obligation. PLEASE NOTE. This is a loan pre-approval (pre-qualification) service only. Final loan approval can only be issued by Seaside Financial, or our lenders, after review of a completed and signed Form 1003 application, and the underwriter has approved a complete loan submission package, including satisfactory property appraisal and title search, and any required supplementary documentation. This service is provided at NO cost, NO obligation. We'll provide you a Written Loan Pre-Approval within 24 hours from the time we: 1) Review your Short Form Application 2) Have our Loan Consultant discuss with you, via telephone, your Short Form Application, and your financing needs, and 3) Review your credit report (Note: credit is reviewed ONLY if it is necessary to evaluate specific credit issues).

SHORT FORM APPLICATION In which state is the property located? Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming What is the purpose of the Loan? Refinance your current loan amount Refinance with cash out Purchase with property identified Purchase pre-approval without property What type of property do you have? Single Family Condo What are you using the property for? Home Rental/Investment What is the loan amount? What is the property value? Can you document your income? I can I will not document my income Will you consider products with a pre-payment penalty? Yes No Choose the statement that more closely describes you as a borrower: I want to pay as little as I can towards interest costs over the life of my mortgage I am most concerned about keeping my monthly payments low. Please estimate how long you plan on keeping this loan I'll probably refinance in a year I plan on holding the loan for 2 to 5 years I plan on holdong the loan for 6 to 10 years This is it; I won't touch this loan for the next ten years Name: Spouse's Name: Address: City:    State: Zip: E-Mail Address: *required Phone: Monthly Gross Income:   Yourself: Spouse: Combined Gross Income:   2000 2001: Monthly Debt: (includes car payments, student loans, installment loans, etc. Do NOT include monthly rent/utilities) Total Amount of savings available for home purchase: Total Amount of gift money available from a family member: Do you have a co-mortgagor that can assist you in qualifying for a loan? Yes No Have you owned a home in the last three (3) years? Yes No Are you a veteran? Yes No If so, have you purchased a home before using VA benefits? Yes No Do you/spouse have any defaults on government loans; filed bankruptcy; had a foreclosure? Yes No

Press SUBMIT to proceed. Thank You. Seaside financial will send you an e-mail Credit Authorization Form for you to print out, sign and return through fax or e-mail. If you have any questions, please call 888-506-LOAN or e-mail us: Completed application should be sent to: Seaside Financial 124 Tustin Ave #200 Newport Beach, CA 92663

Ultimately, how you answer these and other questions will determine if refinancing is right for you. We specialize in tailoring a loan to fit each individuals needs. Call us toll free for your free evaluation. If it's not what you want there is no cost to you.